Mon. Feb 16th, 2026

Get Smart: An Extra Month’s Bonus, But Not From Your Boss


Half of Singaporeans are on track to earn S$6,000 per month or more starting from 2026.

That headline caught my eye.

But probably not for the reason you’d expect.

You see, S$6,000 is just a little under what the Smart Dividend Portfolio generated in dividends so far this year — or around S$6,205, to be exact.

Here’s the thing: the first figure requires you to show up at work every day.

The second one lands in your brokerage account while you sleep.

Now, I’ll level with you.

To be clear, the portfolio’s dividend income is nowhere near replacing your salary yet.

You’re not quitting your day job just yet.

But ask yourself this: who would say no to an extra month’s pay showing up each year, no boss required?

That’s what a well-built dividend portfolio can do.

And it didn’t happen overnight.

From the Ground Up: Layer by Layer

The Smart Dividend Portfolio wasn’t thrown together overnight….



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