I had my first lo hei of 2026 this week. At the Chinese restaurant, the room quickly filled with loud cries of “Huat ah” as table after table kicked off their meal with a toss of yusheng. Since a few of my lunch kakis couldn’t speak Chinese, I somehow ended up with the honour of translating every greeting into English. That’s when it struck me. Almost every line was about the same thing. Prosperity. And I think that’s a pretty universal wish. Whether it’s abundance in wealth, good health, or simply good things coming our way. For me, wishing is only one part of the equation. The other part is taking small, practical steps to turn those wishes into reality, with a little help from good timing and discipline. When comes to building wealth through investing, it usually comes down to three things: Having enough emergency cash and liquidityInvesting in…