This is fueled by collection of salary, bonuses, CPF contributions, stable performances from core investment holdings in S-REITs and local banks, the successful capture of US option premiums and the growing US tech portfolio.
My net worth breakdown is as follows:
Safe Heavens (59%)
CPF (33%): bulk and foundation of my retirement savings. On 1 Jan 2026, I collected $22k of CPF interests. I have made $1k cash top-up to my Medisave account after the uplift of Basic Healthcare Sum to $79k in 2026 and $5k to my mum’s CPF retirement account, to enjoy tax reliefs.
Cash and war chest (17%): Liquid reserves strategically stashed in fixed deposits and Fullerton cash funds earning around 1% p.a. provide peace of mind and security for unexpected expenses or investment opportunities.
Bonds (9%): A balanced portfolio of low-risk Singapore Savings Bonds and Astrea PE Bonds ensures stability and provides steady source of passive income….