 
 
XRP is drawing renewed interest from both retail and institutional investors, with on-chain data showing a surge in accumulation by high-net-worth holders.
Crypto analytics firm Santiment reports that wallets holding over 1 million XRP, worth around $1.87 million, have increased for the first time since September 2025, with 42 millionaire wallets returning to the ledger. This uptick signals growing confidence among major holders.
XRP is showing signs of a broad accumulation phase, with whale wallets growing after months of stagnation.
Historically, surges in millionaire wallets have aligned with bullish periods, with large holders stabilizing the market and signaling confidence to smaller investors. This renewed activity suggests a potential shift in sentiment and hints at anticipation of major market moves.
BlackRock ETF Filing and Whale Accumulation Signal Bullish Phase for XRP
XRP’s momentum just gained a major boost: on-chain analytics firm Time Traveler reports that BlackRock, the world’s largest asset manager, is filing for an XRP ETF. The move has sparked widespread discussion across crypto and traditional markets.
 
A regulated XRP ETF could unlock institutional capital while offering retail investors a simple, secure way to gain exposure to XRP’s growth, bypassing the complexities of private wallet management. Former Goldman Sachs analysts even forecast XRP could surge toward $1,000 by 2030.
Whale accumulation and potential institutional adoption are fueling a bullish outlook for XRP. Historically, rising holdings by high-net-worth investors signal increased liquidity and market confidence, often preceding price gains.
Therefore, the entry of a major player like BlackRock could accelerate mainstream acceptance, attracting substantial capital inflows. Supporting this trend, institutional players remain ‘heavily bullish,’ recently adding $8.72M following a classic liquidity sweep.
While crypto volatility is expected, the surge in millionaire wallets combined with XRP’s institutional ETF filing signals a potentially pivotal phase.
These developments highlight long-term bullish potential, making whale activity, on-chain metrics, and regulatory-driven institutional adoption critical factors to watch as they shape XRP’s trajectory.